Aadhar Gram Unnati

Presenting Aadhar Gram Unnati, a unique initiative born from the undying need of ‘safe’ housing in smaller towns & districts in India.

Our products are suited not only to your income, but also tailored to ensure easy repayment and access to your dream home; irrespective of your profession or social status.

Key Highlights of Aadhar Gram Unnati

  1. No Income Bias
  2. No Profession Bias
  3. No Income Proof*
  4. Easy Repayment Options
  5. Doorstep Service
Our Product Offerings

  1. Home Purchase Loan
  2. Home Construction Loan
  3. Plot Purchase Loan
  4. Plot Purchase + Construction Loan
  5. Home Improvement Loan
  6. Home Extension Loan
  7. Loan Against Property
  8. Balance Transfer
  9. Commercial Property Construction/Extension Loan
Who can apply for a home loan?

  1. Individuals from both formal and informal segments
  2. Government employees
  3. Small business owners
  4. Individuals with cash salary & no income proof
  5. Employees from class 4 & 5 grade
Avail your home loan in 6 easy steps:

  • Step 1: Submit application form along with required documents and login fee
  • Step 2: Branch Team verifies the documents and completes background checks
  • Step 3: Personal discussion to evaluate loan eligibility
  • Step 4: Home Loan is sanctioned
  • Step 5: Technical and legal verification is done with respect to the property documents
  • Step 6: Your Home Loan is disbursed

For list of required documents, please click here.

*Conditions apply